/* ===== COMPONENTS CSS ===== */
/* Header, Nav, Cards, Buttons, Modal, Icons, Footer, WhatsApp */

/* Header */
.header {
    background-color: var(--white);
    box-shadow: var(--shadow-sm);
}

.header-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 0;
    border-bottom: 1px solid var(--gray-light);
}

.logo-area {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.logo {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, var(--primary) 0%, var(--accent) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-weight: bold;
    font-size: 1.5rem;
    overflow: hidden;
}

.institution-info h1 { font-size: 1.5rem; margin-bottom: 0.25rem; }
.reg-number { font-size: 0.875rem; color: var(--text-light); }

.header-controls {
    display: flex;
    align-items: center;
    gap: 1.5rem;
}

.font-controls {
    display: flex;
    gap: 0.5rem;
}

.font-btn {
    width: 35px;
    height: 35px;
    border-radius: 50%;
    border: 1px solid var(--gray);
    background: var(--white);
    cursor: pointer;
    font-weight: 600;
    transition: var(--transition);
}

.font-btn:hover {
    background-color: var(--primary);
    color: var(--white);
    border-color: var(--primary);
}

/* Navigation */
.nav {
    background-color: var(--primary);
    color: var(--white);
}

.nav-menu {
    display: flex;
    justify-content: center;
    gap: 2rem;
    padding: 0.75rem 0;
    list-style: none;
    margin: 0;
    position: relative;
    width: 100%;
}

.nav-menu a {
    color: var(--white);
    text-decoration: none;
    padding: 0.5rem 0;
    position: relative;
    font-weight: 500;
    font-size: 1rem;
    letter-spacing: 0.3px;
    font-family: 'Inter', sans-serif;
}

.nav-menu a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background-color: var(--accent);
    transition: width 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.nav-menu a:hover::after, .nav-menu a.active::after { width: 100%; }
.nav-menu a:hover { color: var(--accent-light); }

.hamburger-menu {
    display: none;
    flex-direction: column;
    justify-content: space-between;
    width: 30px;
    height: 21px;
    background: transparent;
    border: none;
    cursor: pointer;
    padding: 0;
    z-index: 1001;
}

.hamburger-menu span {
    width: 100%;
    height: 3px;
    background: var(--primary);
    border-radius: 3px;
    transition: all 0.3s ease;
}

.hamburger-menu.active span:nth-child(1) { transform: translateY(9px) rotate(45deg); }
.hamburger-menu.active span:nth-child(2) { opacity: 0; }
.hamburger-menu.active span:nth-child(3) { transform: translateY(-9px) rotate(-45deg); }

/* Cards */
.loan-card {
    background: white;
    border-radius: var(--radius-lg);
    padding: 1.5rem;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
    height: 100%;
}

.loan-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}

.leader-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
    height: 100%;
    display: flex;
    flex-direction: column;
}

.leader-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}

.leader-image {
    height: 200px;
    background: linear-gradient(135deg, var(--primary-light), var(--accent-light));
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 4rem;
}

.leader-info {
    padding: 1.5rem;
    text-align: center;
    flex-grow: 1;
    display: flex;
    flex-direction: column;
}

.leader-name { font-size: 1.2rem; margin-bottom: 0.25rem; color: var(--primary); font-weight: 600; }
.leader-position { color: var(--accent); font-weight: 500; margin-bottom: 1rem; font-size: 0.95rem; }
.leader-bio { color: var(--text-light); font-size: 0.9rem; line-height: 1.5; }

/* Floating Buttons */
.floating-side-buttons {
    position: fixed;
    right: 0;
    top: 50%;
    transform: translateY(-50%);
    z-index: 999;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.floating-btn {
    writing-mode: vertical-rl;
    padding: 12px 8px;
    background: var(--accent);
    color: white;
    border: none;
    border-radius: 8px 0 0 8px;
    font-weight: 600;
    font-size: 14px;
    cursor: pointer;
    box-shadow: 0 4px 15px rgba(0,0,0,0.2);
    transition: all 0.3s ease;
    min-height: 120px;
    text-align: center;
}

.floating-btn:hover {
    background: var(--accent-dark);
    transform: translateX(-5px);
    box-shadow: 0 6px 20px rgba(230, 95, 95, 0.4);
}

/* Modal */
.modal-overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.5);
    backdrop-filter: blur(5px);
    display: none;
    justify-content: center;
    align-items: center;
    z-index: 2000;
    opacity: 0;
    transition: opacity 0.3s ease;
}

.modal-overlay.active { display: flex; opacity: 1; }

.modal-content {
    background: white;
    border-radius: var(--radius-lg);
    width: 90%;
    max-width: 500px;
    max-height: 80vh;
    overflow-y: auto;
    box-shadow: 0 20px 40px rgba(0,0,0,0.2);
    transform: scale(0.9);
    transition: transform 0.3s ease;
    animation: modalPop 0.3s ease forwards;
}

@keyframes modalPop {
    from { transform: scale(0.9); opacity: 0; }
    to { transform: scale(1); opacity: 1; }
}

.modal-header {
    padding: 1.5rem;
    border-bottom: 2px solid var(--accent-light);
    display: flex;
    justify-content: space-between;
    align-items: center;
    background: linear-gradient(135deg, var(--accent-light) 0%, white 100%);
    position: sticky;
    top: 0;
    z-index: 10;
}

.modal-header h3 { margin: 0; color: var(--primary); font-size: 1.5rem; }

.modal-close {
    background: none;
    border: none;
    font-size: 1.5rem;
    cursor: pointer;
    color: var(--text-light);
    width: 35px;
    height: 35px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    transition: all 0.3s ease;
}

.modal-close:hover {
    background: var(--accent-light);
    color: var(--accent);
    transform: rotate(90deg);
}

.modal-body { padding: 1.5rem; }

/* FD & Loan Popup */
.fd-loan-popup {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
    justify-content: center;
    padding: 10px 5px;
}

.rate-row {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    background: white;
    border-radius: 16px;
    padding: 20px 16px;
    min-width: 140px;
    flex: 1;
    border: 1px solid var(--gray-light);
    transition: var(--transition);
    box-shadow: var(--shadow-sm);
}

.rate-row:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
    border-color: var(--accent-light);
    background: var(--accent-light);
}

.rate-left {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    margin-bottom: 12px;
}

.rate-left i { font-size: 2rem; color: var(--accent); }
.rate-left span { font-size: 1rem; font-weight: 600; color: var(--primary); }
.rate-right { font-size: 1.5rem; font-weight: 700; color: var(--accent); margin-top: 8px; }

.popup-contact {
    margin-top: 20px;
    padding-top: 15px;
    border-top: 1px dashed #ccc;
    text-align: center;
    width: 100%;
}

.popup-contact p {
    background: #FFE5E5;
    padding: 10px;
    border-radius: 30px;
    color: #E65F5F;
    font-weight: 500;
    margin-bottom: 10px;
}

.popup-contact .btn-group { display: flex; gap: 10px; justify-content: center; }
.popup-contact .btn { flex: 1; padding: 10px; border-radius: 30px; font-weight: 600; cursor: pointer; display: flex; align-items: center; justify-content: center; gap: 8px; }
.popup-contact .btn.call { background: #1A3B5C; color: white; }
.popup-contact .btn.call:hover { background: #0F2A42; }
.popup-contact .btn.whatsapp { background: #25D366; color: white; }
.popup-contact .btn.whatsapp:hover { background: #128C7E; }

/* Button Styles */
.btn-outline-full {
    width: 100%;
    padding: 12px 20px;
    background: transparent;
    border: 2px solid var(--accent);
    color: var(--accent);
    border-radius: 8px;
    font-weight: 600;
    font-size: 0.9rem;
    cursor: pointer;
    margin-top: 1rem;
}

.btn-outline-full:hover {
    background: var(--accent);
    color: white;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(230, 95, 95, 0.3);
}

.btn-filled {
    width: 100%;
    padding: 12px 20px;
    background: var(--accent);
    color: white;
    border: none;
    border-radius: 8px;
    font-weight: 600;
    font-size: 0.9rem;
    cursor: pointer;
    margin-top: 1rem;
}

.btn-filled:hover {
    background: var(--accent-dark);
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(230, 95, 95, 0.4);
}

.btn-apply {
    background: var(--accent);
    color: white !important;
    padding: 8px 20px !important;
    border-radius: 30px !important;
    transition: all 0.3s ease;
}

.btn-apply:hover {
    background: var(--accent-dark);
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(230, 95, 95, 0.3);
}
.btn-apply::after { display: none !important; }

/* Footer */
.footer {
    background: #1a2b3c;
    color: #ffffff;
    padding: 3rem 0 1rem;
    position: relative;
    font-family: 'Inter', sans-serif;
}

.footer::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: linear-gradient(90deg, #E65F5F, #FF8C8C);
}

.footer-main {
    border-bottom: 1px solid rgba(255,255,255,0.1);
    padding-bottom: 2rem;
    margin-bottom: 1.5rem;
}

.footer-col h3 {
    color: #ffffff;
    font-size: 1.1rem;
    margin-bottom: 1.2rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    position: relative;
    padding-bottom: 0.5rem;
}

.footer-col h3::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 40px;
    height: 2px;
    background: #E65F5F;
}

.company-info h3 {
    font-size: 1rem;
    line-height: 1.4;
    text-transform: none;
}

.company-desc {
    color: #b0c4de;
    font-size: 0.9rem;
    line-height: 1.6;
    margin-top: 0.5rem;
    text-align: left;
}

.footer-links.two-column {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 0.5rem 1rem;
}

.footer-links li { margin-bottom: 0.5rem; text-align: left; }
.footer-links a {
    color: #b0c4de;
    font-size: 0.9rem;
    transition: all 0.3s ease;
    display: inline-block;
}
.footer-links a:hover { color: #E65F5F; transform: translateX(3px); }

.footer-contact li {
    display: flex;
    gap: 0.75rem;
    margin-bottom: 1rem;
    color: #b0c4de;
    font-size: 0.9rem;
    line-height: 1.5;
    text-align: left;
}

.footer-contact i {
    color: #E65F5F;
    font-size: 1rem;
    margin-top: 0.2rem;
    min-width: 20px;
}

.footer-contact a { color: #b0c4de; }
.footer-contact a:hover { color: #E65F5F; }

.footer-bottom {
    padding-top: 1rem;
    text-align: center;
    border-top: 1px solid rgba(255,255,255,0.1);
}

.footer-bottom-links {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
    justify-content: center;
    margin-bottom: 1rem;
}

.footer-bottom-links a {
    color: #b0c4de;
    font-size: 0.9rem;
    transition: color 0.3s ease;
}
.footer-bottom-links a:hover { color: #E65F5F; }
.footer-bottom-links .separator { color: #b0c4de; opacity: 0.5; }

.copyright { color: #b0c4de; font-size: 0.85rem; margin-bottom: 1rem; }
.social-links { display: flex; gap: 1rem; justify-content: center; }
.social-links a {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s ease;
    color: #ffffff;
}
.social-links a:hover { background: #E65F5F; transform: translateY(-3px); }

/* WhatsApp Float */
.whatsapp-float {
    position: fixed;
    bottom: 2rem;
    left: 2rem;
    width: 60px;
    height: 60px;
    background: #25D366;
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    box-shadow: var(--shadow-lg);
    cursor: pointer;
    transition: var(--transition);
    z-index: 1000;
}
.whatsapp-float:hover { transform: scale(1.1); background: #128C7E; }

/* Icon Styles */
.why-icon {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, #FFE5E5, #FFF);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1rem auto;
    font-size: 1.8rem;
    color: #E65F5F;
}

.rate-badge {
    display: inline-block;
    background: #FFE5E5;
    color: #E65F5F;
    padding: 4px 12px;
    border-radius: 20px;
    font-size: 0.8rem;
    font-weight: 600;
    margin: 8px 0;
}

/* Deposit Icons */
.deposit-icon, .pigmy-icon, .pigmy-plan-icon, .loan-icon {
    width: 60px;
    height: 60px;
    background: var(--accent-light);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1rem auto;
}
.deposit-icon::before, .pigmy-icon::before, .pigmy-plan-icon::before, .loan-icon::before {
    font-family: "Font Awesome 6 Free";
    font-weight: 900;
    font-size: 1.6rem;
    color: var(--accent);
}
.savings-icon::before { content: "\f53b"; }
.rd-icon::before { content: "\f073"; }
.fd-icon::before { content: "\f3d1"; }
.fortune-icon::before { content: "\f091"; }
.fasttrack-icon::before { content: "\f3c1"; }
.swarnima-icon::before { content: "\f005"; }
.daily-icon::before { content: "\f53b"; }
.growth-icon::before { content: "\f201"; }
.daily-plan::before { content: "\f073"; }
.weekly-plan::before { content: "\f133"; }
.monthly-plan::before { content: "\f073"; }
.personal-loan-icon::before { content: "\f007"; }
.home-loan-icon::before { content: "\f015"; }
.gold-loan-icon::before { content: "\f3ed"; }
.vehicle-loan-icon::before { content: "\f1b9"; }
.selfemployed-icon::before { content: "\f0b1"; }
.salary-icon::before { content: "\f0c0"; }
.business-icon::before { content: "\f0b1"; }
.education-icon::before { content: "\f19d"; }
.cashcredit-icon::before { content: "\f09d"; }
.terms-icon::before { content: "\f0e6"; }

/* Why Icons for Index */
.why-card:nth-child(1) .why-icon::before { content: "\f0c9"; font-family: "Font Awesome 6 Free"; font-weight: 900; font-size: 1.8rem; color: #E65F5F; }
.why-card:nth-child(2) .why-icon::before { content: "\f0c0"; font-family: "Font Awesome 6 Free"; font-weight: 900; font-size: 1.8rem; color: #E65F5F; }
.why-card:nth-child(3) .why-icon::before { content: "\f201"; font-family: "Font Awesome 6 Free"; font-weight: 900; font-size: 1.8rem; color: #E65F5F; }
.why-card:nth-child(4) .why-icon::before { content: "\f3c5"; font-family: "Font Awesome 6 Free"; font-weight: 900; font-size: 1.8rem; color: #E65F5F; }

/* Benefit Icons */
.deposit-why-icon, .loan-benefit-icon, .pigmy-why-icon {
    width: 50px;
    height: 50px;
    background: var(--accent-light);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem auto;
}
.deposit-why-icon::before, .loan-benefit-icon::before, .pigmy-why-icon::before {
    font-family: "Font Awesome 6 Free";
    font-weight: 900;
    font-size: 1.5rem;
    color: var(--accent);
}
.secure-icon::before { content: "\f023"; }
.flexible-icon::before { content: "\f0c9"; }
.member-icon::before { content: "\f0c0"; }
.fast-icon::before { content: "\f0e7"; }
.support-icon::before { content: "\f095"; }

/* Scroll Animations */
.fade-slide { opacity: 0; transform: translateY(30px); transition: opacity 0.8s ease, transform 0.8s ease; }
.fade-slide-left { opacity: 0; transform: translateX(-50px); transition: opacity 0.8s ease, transform 0.8s ease; }
.fade-slide-right { opacity: 0; transform: translateX(50px); transition: opacity 0.8s ease, transform 0.8s ease; }
.fade-slide.visible, .fade-slide-left.visible, .fade-slide-right.visible { opacity: 1; transform: translateX(0) translateY(0); }
.delay-1 { transition-delay: 0.1s; }
.delay-2 { transition-delay: 0.2s; }
.delay-3 { transition-delay: 0.3s; }
.delay-4 { transition-delay: 0.4s; }
.delay-5 { transition-delay: 0.5s; }
.delay-6 { transition-delay: 0.6s; }
.delay-7 { transition-delay: 0.7s; }

/* Form Elements */
.form-control.error { border-color: var(--danger); }
.error-message { color: var(--danger); font-size: 0.875rem; margin-top: 0.25rem; display: block; }
.contact-info-card, .enquiry-form {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 2rem;
    box-shadow: var(--shadow-md);
}
.form-group { margin-bottom: 1.5rem; }
.form-label { display: block; margin-bottom: 0.5rem; color: var(--text-light); font-weight: 500; }
.form-control {
    width: 100%;
    padding: 0.75rem;
    border: 1px solid var(--gray);
    border-radius: var(--radius-sm);
    font-family: 'Inter', sans-serif;
    transition: var(--transition);
}
.form-control:focus {
    outline: none;
    border-color: var(--accent);
    box-shadow: 0 0 0 3px rgba(230, 95, 95, 0.1);
}
textarea.form-control { resize: vertical; min-height: 120px; }

/* Dropdown */
.dropdown { position: relative; }
.dropdown-toggle { display: inline-flex; align-items: center; gap: 6px; cursor: pointer; }
.dropdown-toggle i { font-size: 12px; transition: transform 0.3s ease; }
.dropdown.active .dropdown-toggle i { transform: rotate(180deg); }

/* Mega Dropdown */
.mega-dropdown { position: static; }
.mega-menu {
    position: absolute;
    top: 100%;
    left: 50%;
    transform: translateX(-50%) translateY(20px);
    background: #FFFFFF;
    border-radius: 20px;
    padding: 2rem;
    opacity: 0;
    visibility: hidden;
    transition: all 0.3s ease;
    z-index: 1000;
    box-shadow: 0 20px 40px rgba(0,0,0,0.1);
    width: 90%;
    max-width: 900px;
}
.mega-dropdown.active .mega-menu { opacity: 1 !important; visibility: visible !important; transform: translateX(-50%) translateY(0) !important; }
.mega-menu-row { display: flex; gap: 2rem; }
.mega-menu-col { flex: 1; }
.mega-title {
    display: inline-block !important;
    font-size: 1.1rem !important;
    font-weight: 700 !important;
    color: #1A3B5C !important;
    margin-bottom: 0.75rem !important;
    text-decoration: none !important;
    border-left: 3px solid #E65F5F !important;
    padding-left: 12px !important;
    cursor: pointer !important;
}
.mega-title:hover { color: #E65F5F !important; transform: translateX(3px); }
.mega-menu-col p { font-size: 0.85rem; color: #6B7A88; line-height: 1.4; margin-bottom: 0.75rem; }
.mega-link {
    display: inline-block;
    background: #FFE5E5;
    color: #E65F5F;
    padding: 5px 14px;
    border-radius: 30px;
    font-size: 0.75rem;
    font-weight: 600;
    text-decoration: none;
}
.mega-link:hover { background: #E65F5F; color: #FFFFFF; }

@media (min-width: 769px) {
    .nav-menu { gap: 2.5rem; display: flex; align-items: center; justify-content: center; position: relative; width: 100%; }
    .nav-menu li:last-child { position: absolute; right: 0; }
    .dropdown-menu {
        position: absolute;
        top: 100%;
        left: 0;
        background: #FFFFFF;
        min-width: 210px;
        border-radius: 12px;
        padding: 10px 0;
        opacity: 0;
        visibility: hidden;
        transform: translateY(10px);
        transition: all 0.25s ease;
        z-index: 1000;
        box-shadow: 0 10px 25px rgba(0,0,0,0.1);
        list-style: none;
    }
    .dropdown.active .dropdown-menu { opacity: 1; visibility: visible; transform: translateY(0); }
    .dropdown-menu li a {
        display: block;
        padding: 10px 20px;
        color: #1A3B5C;
        font-size: 0.9rem;
        font-weight: 500;
        transition: all 0.3s ease;
        white-space: nowrap;
    }
    .dropdown-menu li a:hover { background: #FFE5E5; color: #E65F5F; padding-left: 25px; }
}

@media (max-width: 768px) {
    .mega-menu {
        position: static;
        transform: none;
        width: 100%;
        background: #1A3B5C;
        padding: 1rem;
        margin-top: 0.5rem;
    }
    .mega-dropdown.active .mega-menu { transform: none; opacity: 1 !important; visibility: visible !important; }
    .mega-menu-row { flex-direction: column; gap: 1rem; }
    .mega-title { color: #FFFFFF !important; border-left-color: #E65F5F !important; }
    .mega-menu-col p { color: #B0C4DE !important; }
    .mega-link { background: rgba(230,95,95,0.2); color: #E65F5F !important; }
/* ===== CONTACT FORM STYLES ===== */

/* Form Input Focus Effect */
input:focus, 
select:focus, 
textarea:focus {
    border-color: #E65F5F !important;
    outline: none;
    background: white !important;
    box-shadow: 0 0 0 3px rgba(230, 95, 95, 0.1);
}

/* Form Button Hover */
form button:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(26, 59, 92, 0.3);
}

/* Input Placeholder Style */
input::placeholder,
textarea::placeholder {
    color: #94A3B8;
    font-weight: 400;
}

/* Contact Form Card */
.contact-form-card {
    background: white;
    border-radius: 20px;
    padding: 2rem;
    box-shadow: 0 5px 20px rgba(0,0,0,0.05);
}
}